Author: <span>vikingabstractcom</span>
Practice guidance for New York real estate professionals and plain-English education for buyers and sellers.
Buyer & Seller Guides
What Title Insurance Actually Covers — and What It Does Not
Most insurance protects you against something that might happen later. Title insurance protects you against something that already happened — you just…
Lender Resources
CEMA: When a Consolidation Actually Saves Your Borrower Money
A CEMA can eliminate mortgage recording tax on the outstanding principal balance — but only when the arithmetic and the assignment both…
Realtor Resources
The Pre-Listing Title Review: Finding the Deal-Killer Before You Have a Buyer
The problems that collapse a closing are almost always visible weeks earlier. Here is what a pre-listing review looks for.
Buyer & Seller Guides
Wire Fraud in a Real Estate Closing: The One Step That Prevents It
Wire fraud in real estate is not sophisticated. It works because it arrives at exactly the moment you are expecting instructions.
County Guides
Recording in New York: Four Systems, One Transaction
ACRIS, Nassau, Suffolk and Westchester PREP each do the same job differently. Knowing which one you are in changes your timeline.
Attorney Resources
Clearing Title on Estate and Trust-Owned Property
Fiduciary conveyances fail for predictable reasons. Most of them are visible in the search if you know what to read for.