Who We Serve

Buyers & Sellers

Most people buy a home a handful of times in their life. You should not have to decode an industry to understand what you are paying for and what protects you. Here is the process in plain English.

Learn the ProcessContact the Closing Team

What you get from Viking Abstract

What title insurance actually covers — and what it does not
Owner policy vs. lender policy, explained
What a title search finds and why it takes the time it does
How to estimate your closing costs before you sign
How wire fraud works and the one step that prevents it
What happens on closing day, start to finish
No jargon, no sales pitch Everything on this page is here so you understand what you are paying for. If something is still unclear after you read it, call us and ask — we will explain it without trying to sell you anything.

The closing process, start to finish

Contract

Signed contract goes to your attorney, who orders title.

Search

We examine the property's record history and municipal status.

Clear

Anything found gets resolved — liens paid, permits closed, estates cleared.

Closing

You sign, funds move, and the deed and mortgage are recorded.

Policy

Your title policy and recorded documents arrive as one package.

Before you wire any money

Wire fraud warning

Viking Abstract will never send you new or changed wire instructions by email. Before transferring any funds, call our office at 1-844-7VIKING (1-844-784-5464) using a number you already have — never a number contained in an email — and verify the instructions with a person you have spoken with before.

Estimate your costs

Two tools that answer the questions people ask us most often — what the monthly payment looks like, and what the transfer taxes and recording fees will add at closing.

Mortgage Calculator

Principal, interest, taxes, insurance and PMI, with the full amortization schedule.

Open

Transfer Tax Estimator

State, NYC, mansion tax and Peconic Bay CPF where they apply.

Open

Questions we get from buyers & sellers

Do I really need an owner's title policy?

Your lender will require a loan policy that protects the lender, not you. An owner's policy is the only thing that protects your equity against a defect in the property's past, and it is bought once at closing. Your attorney can advise on your specific situation.

How long does a title search take?

It varies by county and by what the search turns up. A clean file in a fast county moves quickly; an estate, an open permit or a surviving lien adds time. We give you a realistic date rather than an optimistic one.

What are my closing costs going to be?

Transfer taxes, recording fees, title premium, and your lender's and attorney's charges. The calculators on this site estimate the government portion. For a full estimate, ask your attorney or call us.

Someone emailed me new wire instructions. What do I do?

Do not send the money. Call our office at the number on this site — not any number in the email — and verify with a person you have spoken with before. Changed wire instructions arriving by email are the single most common fraud in a real estate closing.

Open a File

Ready to order title?

The order form adapts to your county and transaction type, saves as you go, and returns a reference number with an assigned Viking Abstract contact. Prefer to talk it through? Call us.

Order Title 1-844-7VIKING (1-844-784-5464)

Viking Abstract solutions

Title & Settlement Search, clearance, closing and policy Lender & Servicer Commitments, CEMA and post-closing Real Estate Data Property, tax and municipal data Pre-Listing Title Search Find the problems before the listing goes live Trust & Estate Support Fiduciary and probate transfers